Caterina Ruzza-en

Caterina Ruzza

Caterina Ruzza

Quality Financial Educator UNI 11.402

Caterina Ruzza

Educadora Financiera de calidad UNI 11.402

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    Let's get to the point. What do I propose to you?

    If you were to build your house, what would you do?

    Go directly to the builder or first talk to an architect, tell him how you want the house, if it is ground floor, how many rooms, with a garden, etc. and the architect will ask you what are your habits and those of your family. At the end you will elaborate a plan for your home according to the needs and you will keep it meticulously because in case of future modifications you will have to consult it. Then you will hand it over to the builder to carry out the construction work on your home.

    Well, I am the architect of your finances, together we will analyze your financial situation, reflect on your needs, highlight your strengths and work on your frailties to achieve your goals and economic stability. We create your financial or family plan and we will follow it over time because life is constantly changing.

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    My Goals

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    HELP FIND SOLUTIONS TO ACHIEVE ECONOMIC STABILITY

    … we plan most of our activities during the day and in our life. But how much time do you spend planning life events economically? When we are organized we feel relieved, more relaxed and if an unexpected event occurs we have the strength to face it, because we already have an economic balance. It’s easy? I’m honest, no, not at all! You can read many books, listen to thousands of audios on financial education, but it is scientifically proven that theory does not improve one’s habits over time. You need a professional to accompany you, help you become aware of your needs and plan them. Can you learn to swim by reading a book? No, you need a monitor. This is why I am here to accompany you.

     

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    CREATING HABITS THAT WILL REMAIN IN ADULT AGE

    … a careful and responsible attitude towards the use of economic resources. Children learn financial habits if there is a coordinated strategy between family and school. It is important to involve children in the home economy and educate them to become adults with greater financial well-being. There is a belief that talking about financial education means entering a technical and complex world. However, simple activities can help children develop healthier financial behaviors.

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    ADVISE YOU WHY YOUR FINANCIAL SITUATION DOES NOT CONDITION YOUR INDEPENDENCE

    … issues such as daily expenses or family budget management, but on issues such as investments that are more boring or when it comes to buying a house, we often delegate, not so much because we know less, but because we are more aware of not knowing enough. We often make decisions when we are forced to. This is a big mistake. We are the vulnerable part of the couple: we have lower salaries, we are more dependent on child support and we live longer. These are all reasons why we should learn how to manage our money – it’s never too late to start! And we can do it together.

    How I do it

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    FINANCIAL EDUCATION SESSIONS

    … through a personalized training and accompaniment process, you will be able to acquire knowledge and skills to improve the management of your personal finances, know who to advise you with and, above all, realize, with my help as a certified financial educator, your personal or family financial plan.

    3 videos + 2 personalized sessions with the financial educator 248 €

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    FINANCIAL EDUCATION IN THE FAMILY AND IN SCHOOLS

    … which we acquire knowledge and skills that we will use throughout our life. You will learn to involve your children in the family economy with simple family activities.

    «I-Welfare Kids and Junior»

    This program was created to be taught in schools or extra-curricular workshops. It deals with the period of childhood, elementary and middle school. A dynamic and exciting training course, to introduce some key concepts of the economy. With non-technical language, to show that you can talk about economics while having fun. Understanding the economy is fundamental to understand and govern some dynamics of society, such as work, consumption and savings, the value of time from an economic point of view and therefore must be part of the education of children.

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    FINANCIAL EDUCATION HEEL 12

    … is it worth starting to take an interest in your own or your family’s financial matters? You are among those that somehow contribute to the family’s financial decisions, or do you delegate all your choices to someone else? Are you aware of the risks you can take if unexpected negative events occur in your life? This financial education program is specifically designed to accompany you to reflect that true independence depends on having a sound economic foundation.

    3 videos + 2 sessions with the financial educator 248 €

    My Tools

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    TECHNICAL STANDARDS:

    … technical quality standards produce results and offer guarantees: UNI 11.402: 2011 for Citizen Financial Education and UNE-ISO 22.222 for Personal Financial Planning.

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    SCIENTIFIC METHOD:

    … a planned way of working, every step, every observation can be proven.

     

    LIFEMAPS:

    … be realized through the active support of financial life cycle planning. For this reason, adequate simulation technology is needed to process user data and produce dynamic results, in order to generate a visual image of their potential life and provide an emotional and cognitive experience of the future, in accordance with the current choices. The LifeMaps personal planning tool complies with the UNI 11402:2011 technical standard and related technical documents. At the end of the planning process, the Financial Educator provides the personal or family financial plan.

    Caterina Ruzza

    Contatto
    O Pombal, 3
    36158
    658 11 25 25
    caterina.ruzza@planificacionfinanciera.es